Senior Software Engineer – Backend (Go)

CRED is a Bengaluru-based fintech unicorn focused on rewarding creditworthy Indians, with products spanning credit card bill payments, CRED Pay, CRED Mint lending, CRED Travel, and CRED Garage. CRED is known for its exceptional engineering culture, extremely high hiring bar, and remote-flexible working policies for senior engineers. As a Senior Backend Engineer, you will build the high-performance, high-reliability Go services that power CRED's financial platform serving millions of premium Indian consumers. Your responsibilities include designing gRPC and REST microservices with strict SLA guarantees, building distributed transaction workflows for payment and lending flows, managing PostgreSQL and CockroachDB at scale, implementing event sourcing patterns using Kafka for audit-trail and state reconstruction, conducting thorough architectural reviews, and mentoring 2–3 junior engineers. CRED's engineering culture is deeply focused on simplicity, deep technical thinking, and long-term code quality over short-term velocity. Compensation includes above-market base salary, significant ESOP grants, comprehensive health benefits, and full remote flexibility.